Magic Valley Credit Repair - Why Our Approach Works - Twin Falls, ID
The key to your financial success -
WHY HIRE A CREDIT REPAIR COMPANY?
 
At Magic Valley Credit Repair, we focus on ALL aspects of what effects your credit score. Most consumers have never been educated on what the facts are about credit. Logic would tell us that paying bills on time, even paying your debts off early, would be a good thing as far as your credit rating. The answer is not necessarily YES or NO. There are so many other things that contribute to a consumers score that logic alone isn't exactly the best method of gaging your understanding of FICO scoring.
 
We Remove Negative Information
We Remove Negative Information
Most people are either unaware of their legal rights when it comes to credit reporting or they simply do not have the time (and patience) to "fight" with the credit bureaus to ensure that their credit report is accurate. An estimated 90% of consumers face the frustration of errors that occur, typically decreasing their score. We have proven methods of making these mistakes disappear completely from your credit profile
Negotiate Outstanding and Un-paid Debts
Negotiate Outstanding and Un-paid Debts
One of the advantages of the current credit crisis, is that banks are willing to accept pennies on the dollar in order to "negotiate" or take less than what the client currently owes them. We highly recommend to consult with a professional before attempting to handle these situations on your own. Our company ensures that we protect our consumer from further collection activities.
Credit Re-Building
Credit Re-Building
This is one of the most important factors to achieving a good credit score! Unfortunately, there is a lot of misinformation about credit, it is hard to know how to go about this step. We walk you through every step, from knowing what types of accounts you are most likely to get approved for, to how to use the credit once approved.